RETIREMENT PLANNING • WILMINGTON, NC
Plan your retirement income before the paycheck stops.
You’ve built your retirement savings. As leaving work gets closer, the next step is deciding how that money will support your life. Dovetail helps you connect spending, income sources, taxes, and investments in a retirement income plan.
Fee-only • Fiduciary • In-person and virtual meetings
Know how the pieces of your income plan fit.
Where will my income come from?
Start with what you want your money to support. Bring expected spending and available income sources—such as Social Security, pensions, and savings—into the same plan, including when each source begins.
Which accounts should I draw from?
Compare your options for which accounts to draw from and when, considering taxes and how the money left in those accounts is invested.
How should my investments support spending?
Plan how investments will support your spending. Compare the adjustments you could make if markets or spending change and what each would mean for your life.
A plan you can put into action. An advisor who stays involved.
Your retirement plan should reflect what matters to you and what the financial analysis shows. Each can help you see your choices differently. At Dovetail, retirement planning and investment management come together in one ongoing relationship.
Understand your choices
We compare your choices and explain our recommendations, assumptions, and uncertainties. We speak candidly about risks to what matters to you, and make room for questions or disagreement.
Put decisions into practice
We help carry out the financial steps you choose, with a primary advisor and support from the Dovetail team.
Adjust as life changes
We review how earlier choices are working and help you consider new decisions as life changes. You can also choose to keep an arrangement that still fits.
Our advisors are paid through advisory fees, not commissions from investment or insurance product sales.
Start with a conversation about what you need.
Bryant Lester, CFP®, leads our introductory calls. Tell him what brings you here—even if your retirement goals aren’t settled—and ask about our services, fees, and advisors. Together, you’ll consider whether to meet with an advisor to discuss your needs in more detail.
You don’t need to assemble detailed financial records for this call. If you decide to continue, Bryant will arrange a conversation with Ross Marino, CFP®, CeFT®, or another Dovetail advisor.
The introductory call helps you decide whether Dovetail may be right for you. You won’t receive personal financial recommendations during this call.
